This provides compensation to employees in the event of death, injuries and disabilities caused
by solely accidental, external and visible events.

This is a stand-alone cover that is taken out for your employees and it will pay out an agreed
lump sum amount in the event of death of an insured

Pension plans are investment arrangements that allow an individual to allocate a part of their
savings to accumulate over a period of time and provide them with a steady income after
retirement.

This is a policy that offers protection against financial loss that would result from the premature death
of an insured person.
The named beneficiaries (one’s dependents) will receive the proceeds and are thereby safeguarded
from the financial impact of the death of the insured. This works as a perfect cushion ensuring your
children’s education is not affected by your absence. The death benefit is paid by the Life Insurance
Company. This insurance can be taken by individuals and also by groups.

This is a type of life insurance taken by an employer on his employees and pays out an agreed amount to the beneficiary of the insured employee in the event of a death in service.

This cover provides assistance to Companies who have employees travelling to overseas
company subsidiaries, branches or offices.
Provides cover on:

 Loss of passport.
 Travel delay or flight cancellation
 Total loss of luggage.
 Loss of money.
 Medical expenses and assistance.
 Hospital allowance.
 Personal accident.
 Personal civil liability.
 Emergency evacuations

Designed to provide protection to an Employer against the risk of loss of money or property sustained as
a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment

We offer tailor made and affordable medical covers to meet the needs of Corporates, Groups,
Individuals and Students. Our covers come in various packages designed to suit needs across
board
 Out-patient
This is medical care that does not require an overnight stay in hospital.
The cover pays for the cost of:
 Consultation.
 Laboratory.
 Pharmacy.
 Treatment.

 Maternity
This covers all forms of Maternity care for our clients
 Delivery fees.
 Pre-natal care.
 Post-natal care.
 Ultrasound.

This is medical care that does requires hospitalization.
The cover pays for the cost of:
 Hospital bed charges.
 Pharmacy – prescription drugs.
 Laboratory.
 Surgical procedures.
 ICU expenses
 Dental
This covers the cost of treatments aimed at maintaining healthy teeth including:
 Fillings.
 X-rays.

 Extractions including surgical extraction.
 Optical
Optical care is a cover which facilitates the following:
 Eye Testing.
 Eye Glasses.